Florida vs Kentucky: Medicare Costs (2026)
Side-by-side comparison of Medicare spending, premiums, and healthcare coverage.
| Metric | Florida (FL) | Kentucky (KY) |
|---|---|---|
| Medicare Spending/Capita | $13,824 | $14,424 |
| Medicare Enrollees | 3,298,847 | 1,859,991 |
| Medicaid Enrollees | 4,481,797 | 2,513,322 |
| Part B Premium | $185/mo | $185/mo |
| Part D Premium (Avg) | $34/mo | $41/mo |
| Medigap Premium (Avg) | $218/mo | $243/mo |
| Medicaid Expansion | No | Yes |
| Uninsured Rate | 9.2% | 4.9% |
Top Procedure Costs
| Procedure | Florida | Kentucky | Difference |
|---|---|---|---|
| Liver Transplant | $181,500 | $170,556 | +$10,944 |
| Kidney Transplant | $100,374 | $113,220 | $-12,845 |
| Coronary Artery Bypass Graft (CABG) | $93,503 | $69,586 | +$23,917 |
| Heart Valve Replacement | $68,104 | $69,356 | $-1,252 |
| Defibrillator Implantation (ICD) | $55,166 | $34,879 | +$20,287 |
| Spinal Fusion | $52,776 | $62,020 | $-9,244 |
| Pacemaker Implantation | $33,087 | $36,405 | $-3,318 |
| Total Hip Replacement | $28,757 | $33,172 | $-4,415 |
Frequently Asked Questions
Which state has higher Medicare spending, Florida or Kentucky?
Kentucky has higher Medicare spending at $14,424 per capita vs $13,824 in Florida.
Which state has a lower uninsured rate?
Kentucky has a lower uninsured rate of 4.9% compared to 9.2% in Florida.
Have both Florida and Kentucky expanded Medicaid?
Florida has not expanded Medicaid. Kentucky has expanded Medicaid.