MedCheckWize

Indiana vs Michigan: Medicare Costs (2026)

Side-by-side comparison of Medicare spending, premiums, and healthcare coverage.

MetricIndiana (IN)Michigan (MI)
Medicare Spending/Capita$10,567$8,983
Medicare Enrollees2,279,0822,122,554
Medicaid Enrollees3,072,1092,863,406
Part B Premium$185/mo$185/mo
Part D Premium (Avg)$77/mo$25/mo
Medigap Premium (Avg)$167/mo$298/mo
Medicaid ExpansionYesYes
Uninsured Rate2.6%5.9%

Top Procedure Costs

ProcedureIndianaMichiganDifference
Liver Transplant$161,039$134,299+$26,740
Kidney Transplant$104,686$162,041$-57,355
Heart Valve Replacement$82,752$65,938+$16,814
Coronary Artery Bypass Graft (CABG)$59,640$82,516$-22,876
Spinal Fusion$56,577$42,324+$14,252
Total Knee Replacement$39,902$37,716+$2,185
Defibrillator Implantation (ICD)$36,099$35,793+$306
Hip Fracture Repair$27,131$29,408$-2,277
View IndianaView Michigan

Frequently Asked Questions

Which state has higher Medicare spending, Indiana or Michigan?

Indiana has higher Medicare spending at $10,567 per capita vs $8,983 in Michigan.

Which state has a lower uninsured rate?

Indiana has a lower uninsured rate of 2.6% compared to 5.9% in Michigan.

Have both Indiana and Michigan expanded Medicaid?

Indiana has expanded Medicaid. Michigan has expanded Medicaid.