Indiana vs West Virginia: Medicare Costs (2026)
Side-by-side comparison of Medicare spending, premiums, and healthcare coverage.
| Metric | Indiana (IN) | West Virginia (WV) |
|---|---|---|
| Medicare Spending/Capita | $10,567 | $11,172 |
| Medicare Enrollees | 2,279,082 | 2,255,467 |
| Medicaid Enrollees | 3,072,109 | 3,040,623 |
| Part B Premium | $185/mo | $353/mo |
| Part D Premium (Avg) | $77/mo | $56/mo |
| Medigap Premium (Avg) | $167/mo | $348/mo |
| Medicaid Expansion | Yes | Yes |
| Uninsured Rate | 2.6% | 4.8% |
Top Procedure Costs
| Procedure | Indiana | West Virginia | Difference |
|---|---|---|---|
| Liver Transplant | $161,039 | $132,829 | +$28,210 |
| Kidney Transplant | $104,686 | $156,367 | $-51,681 |
| Heart Valve Replacement | $82,752 | $80,408 | +$2,344 |
| Coronary Artery Bypass Graft (CABG) | $59,640 | $69,089 | $-9,449 |
| Spinal Fusion | $56,577 | $49,046 | +$7,531 |
| Total Knee Replacement | $39,902 | $39,592 | +$310 |
| Defibrillator Implantation (ICD) | $36,099 | $44,408 | $-8,309 |
| Hip Fracture Repair | $27,131 | $29,808 | $-2,677 |
Frequently Asked Questions
Which state has higher Medicare spending, Indiana or West Virginia?
West Virginia has higher Medicare spending at $11,172 per capita vs $10,567 in Indiana.
Which state has a lower uninsured rate?
Indiana has a lower uninsured rate of 2.6% compared to 4.8% in West Virginia.
Have both Indiana and West Virginia expanded Medicaid?
Indiana has expanded Medicaid. West Virginia has expanded Medicaid.