MedCheckWize

Montana vs New Jersey: Medicare Costs (2026)

Side-by-side comparison of Medicare spending, premiums, and healthcare coverage.

MetricMontana (MT)New Jersey (NJ)
Medicare Spending/Capita$8,676$8,915
Medicare Enrollees1,157,5591,742,763
Medicaid Enrollees1,576,7462,357,017
Part B Premium$185/mo$185/mo
Part D Premium (Avg)$43/mo$68/mo
Medigap Premium (Avg)$291/mo$315/mo
Medicaid ExpansionYesYes
Uninsured Rate2.9%6.0%

Top Procedure Costs

ProcedureMontanaNew JerseyDifference
Liver Transplant$159,407$158,902+$505
Kidney Transplant$101,280$97,718+$3,562
Coronary Artery Bypass Graft (CABG)$87,170$57,638+$29,532
Heart Valve Replacement$74,302$85,258$-10,956
Spinal Fusion$48,076$52,688$-4,612
Total Hip Replacement$38,753$30,805+$7,947
Defibrillator Implantation (ICD)$37,630$46,805$-9,174
Total Knee Replacement$27,456$29,188$-1,732
View MontanaView New Jersey

Frequently Asked Questions

Which state has higher Medicare spending, Montana or New Jersey?

New Jersey has higher Medicare spending at $8,915 per capita vs $8,676 in Montana.

Which state has a lower uninsured rate?

Montana has a lower uninsured rate of 2.9% compared to 6.0% in New Jersey.

Have both Montana and New Jersey expanded Medicaid?

Montana has expanded Medicaid. New Jersey has expanded Medicaid.