MedCheckWize

New Jersey vs New York: Medicare Costs (2026)

Side-by-side comparison of Medicare spending, premiums, and healthcare coverage.

MetricNew Jersey (NJ)New York (NY)
Medicare Spending/Capita$8,915$12,273
Medicare Enrollees1,742,7635,097,885
Medicaid Enrollees2,357,0176,880,512
Part B Premium$185/mo$185/mo
Part D Premium (Avg)$68/mo$26/mo
Medigap Premium (Avg)$315/mo$267/mo
Medicaid ExpansionYesYes
Uninsured Rate6.0%5.6%

Top Procedure Costs

ProcedureNew JerseyNew YorkDifference
Liver Transplant$158,902$186,277$-27,375
Kidney Transplant$97,718$132,435$-34,717
Heart Valve Replacement$85,258$81,320+$3,938
Coronary Artery Bypass Graft (CABG)$57,638$91,001$-33,363
Spinal Fusion$52,688$62,046$-9,358
Defibrillator Implantation (ICD)$46,805$54,133$-7,329
Total Hip Replacement$30,805$34,764$-3,959
Pacemaker Implantation$29,901$29,076+$825
Total Knee Replacement$29,188$43,563$-14,375
View New JerseyView New York

Frequently Asked Questions

Which state has higher Medicare spending, New Jersey or New York?

New York has higher Medicare spending at $12,273 per capita vs $8,915 in New Jersey.

Which state has a lower uninsured rate?

New York has a lower uninsured rate of 5.6% compared to 6.0% in New Jersey.

Have both New Jersey and New York expanded Medicaid?

New Jersey has expanded Medicaid. New York has expanded Medicaid.